PH Credit Cards

Choosing the right rewards credit card can significantly boost your savings through cashback, but navigating the myriad of options can be daunting. Here's a curated list of the top 11 rewards cards in the Philippines, ranked by their low annual fees, high cashback rates, and minimal spending required to offset those fees. 1. EastWest Priority Visa Infinite Cashback Rate: 0.500% Annual Fee: Php 0 Details: Earn Php 10: 1 point, with 10,000 points converting to Php 500 cashback. This card is exclusive to EastWest Priority Clients who maintain a total relationship balance of P2.5 million with EastWest. 2. RCBC Hexagon Club MasterCard Cashback Rate: 0.421% Annual Fee: Php 0 Details: Earn Php 36: 1 point, with 3,300 points converting to Php 500 cashback. Available to RCBC Hexagon Club members maintaining a deposit of Php 100,000. 3. UnionBank PlayEveryday Cashback Rate: 0.500% Annual Fee: Php 1,500 Details: Earn Php 10: 1 point, with 20 points converting to Php 1 cashback. Requi...

 If you’ve landed here, you’re likely looking for information about credit cards in the Philippines—whether you’re a first-time applicant, a seasoned cardholder, or someone simply curious about how credit cards can fit into your financial life. You’re in the right place! Why Credit Cards? Credit cards are more than just a piece of plastic in your wallet. They are powerful financial tools that can help you manage your expenses, earn rewards, build your credit score, and even provide a safety net during emergencies. However, understanding how to use them wisely is key to reaping their benefits without falling into debt traps. The Philippine Credit Card Landscape In the Philippines, the credit card market has grown significantly over the past few years. With numerous banks and financial institutions offering a variety of credit cards, each with its own unique features, benefits, and terms, it can be overwhelming to choose the right one. That’s where we come in. What We Offer 1. Compre...